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Terms of Service

Last updated: February 8, 2026

Welcome to Statement Scan. These Terms of Service ("Terms") govern your access to and use of the Statement Scan website and services operated by Statement Scan ("Statement Scan," "we," "our," or "us").

Please read these Terms carefully before using our service. By accessing or using Statement Scan, you agree to be bound by these Terms and our Privacy Policy.

1. Acceptance of Terms

By accessing or using Statement Scan, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our service.

We reserve the right to update these Terms at any time. Your continued use of the service after any changes constitutes acceptance of the new Terms.

2. Description of Service

Statement Scan is a portfolio analysis tool that helps you understand your investments. Our service includes:

Important: All document processing occurs locally on your device. Your brokerage statements are not uploaded to any server unless you explicitly choose to save a portfolio to your account.

3. Account Registration

To access certain features, you may create a free account. When creating an account, you agree to:

You must be at least 18 years old to create an account and use our service.

4. Acceptable Use

You agree to use Statement Scan only for lawful purposes. You may not:

5. Intellectual Property

All content, features, and functionality of Statement Scan, including but not limited to text, graphics, logos, icons, code, and software, are the exclusive property of Statement Scan and are protected by copyright, trademark, and other intellectual property laws.

You retain ownership of your financial data and any documents you upload. By using our service, you grant us a limited license to process your data solely for the purpose of providing the service to you.

6. Financial Disclaimer

IMPORTANT: Statement Scan is NOT a registered investment advisor, broker-dealer, or financial planner. We are not a fiduciary.

All analytics, projections, recommendations, and insights provided by Statement Scan are for informational and educational purposes only. They do NOT constitute:

Past performance does not guarantee future results. All investments carry risk, including possible loss of principal. The information provided by Statement Scan should not be relied upon as the sole basis for any investment decision.

You should consult a qualified financial professional before making any investment decisions. You acknowledge that you are solely responsible for your own investment decisions and any consequences thereof.

7. Data and Privacy

Your use of Statement Scan is also governed by our Privacy Policy and Data Retention Policy, which describe how we collect, use, and protect your information.

Key data handling principles:

8. Third-Party Services

Statement Scan integrates with third-party services to provide certain features:

We are not responsible for the practices or content of third-party services.

9. Service Availability

Statement Scan is provided "as is" and "as available" without warranty of any kind, either express or implied.

We do not guarantee:

We may modify, suspend, or discontinue any part of the service at any time, with or without notice.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Statement Scan and its directors, officers, employees, agents, and affiliates shall not be liable for any:

Our total liability for any claims arising from your use of the service shall not exceed the greater of: (a) the amount you paid to Statement Scan in the 12 months preceding the claim, or (b) $100 USD.

11. Indemnification

You agree to indemnify, defend, and hold harmless Statement Scan and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

12. Termination

You may terminate your account at any time by contacting us or using the account deletion feature (if available).

We may suspend or terminate your access to the service at any time, without notice, for any reason, including if we reasonably believe you have violated these Terms.

Upon termination, your right to use the service will immediately cease. Your saved data will be handled in accordance with our Data Retention Policy.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

14. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or the service shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

The arbitration shall be conducted in the State of Delaware. The arbitrator's decision shall be final and binding.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the fullest extent permitted by law, you waive any right to participate in a class action lawsuit or class-wide arbitration.

15. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you through the service or by other means.

Your continued use of the service after any changes constitutes acceptance of the new Terms. If you do not agree to the modified Terms, you should discontinue use of the service.

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and Data Retention Policy, constitute the entire agreement between you and Statement Scan regarding your use of the service, superseding any prior agreements.

Contact Us

If you have any questions about these Terms of Service, please contact us:

Email: [email protected]

Business: Statement Scan

Mailing Address: New York, NY (full address available upon request)

Website: statementscan.app